PAIUL tells you how fundable your deal is — before you submit it to a lender.
Predict. Package. Position. Close.
Know where your deal stands, what is likely to cause a decline, and what you can change to improve your funding options. PAIUL™ (Proprietary AI Underwriting Language) is a Predictive Funding Intelligence™ platform for commercial and investment real estate.
Free • 3 Minutes • No Credit Pull — see your funding probability, spot potential deal-breakers, and learn what to change before you approach a lender.
Deal Overview
Michael Anderson
300 data points
- Consider reducing LTV to below 70% to improve terms
- Increase interest reserve to 12 months
- Add experienced co-sponsor to strengthen profile
- Lock in fixed rate to optimize DSCR
Built on 1,873 real lender approval and denial decisions.
PAIUL has analyzed 1,873 transactions totaling over $756 million across 45 states — and screens for the actual reasons deals get declined, the things a single score misses.
Financing Is More Than a Credit Score.
A transaction is a combination of factors. PAIUL™ analyzes these dimensions together, the way capital actually evaluates a deal.
Sponsor
Borrower and guarantor strength, in context.
Asset
Property condition, quality and cash flow.
Market
Location, demand and momentum.
Structure
Leverage, terms and how the deal is built.
Context
Timing, documentation and the full picture.
Don’t Just Ask If the Deal Qualifies.
Understand what is actually driving the result.
See the risks before a lender does.
Identify the changes that may strengthen the deal.
Explore the strategies and providers that align.
From Deal Data to Funding Intelligence.
Input
The transaction and its data.
Analyze
Across all five dimensions.
Score
Funding readiness and fit.
Explain
The factors behind the result.
Improve
What may strengthen the deal.
Position
For the capital that may fit.
Watch How PAIUL™ Works
A quick walkthrough of the platform — how it predicts funding probability, matches your deal with the right capital, and helps you close faster.
Everything You Need. All in One Platform.
AI-Powered. Data-Driven. Results-Focused.
AI Underwriting Engine
Analyze deals with AI that understands what lenders really want.
Learn More →Deal Improvement
Get AI recommendations to strengthen your deal and increase approvals.
Learn More →Academy & Certification
Become PAIUL Certified™ and elevate your credibility and visibility.
Learn More →Know your deal before the lender does.
Run a free PAIUL QuickScan and get your Funding Probability score in minutes, then unlock your full Deal Readiness Report.
Get Your Funding Score™ →Built for the Entire Capital Ecosystem.
One intelligence layer, understood by every side of the transaction.
Know Your Deal Before Capital Does.
Better information. Better preparation. Better capital conversations.